Take control of your future

With our help, you can take those essential steps towards getting a robust financial plan in place – one that takes full account of your business and professional plans as well as your family and personal circumstances.

Whether you’re in a hectic growth phase or you want to plan how you will leave the business, we’ll help get your financial plan into shape.

Our approach doesn’t involve talking endlessly about share prices and fund performance (unless you love to talk about those things, of course!). It involves filling you full of financial confidence and empowering you to make sure your wealth is hard at work.

We work with our community too, supporting local charities and working with schools to help everyone understand the importance of good financial planning, and how it can unlock a brighter future for us all.

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Ways we can help

Aspects of Exit Strategies

Whether you have a specific timescale in mind for your business or it represents a lifetime commitment, there is likely to come a time when you will want to move on. Without a robust exit plan* in place, you may not reap the full rewards you deserve and could risk leaving the business in less than great shape, but with our help, you’ll be ready when the time is right – and, crucially, so will the business.

*Please note that advice with regard to exit strategy planning may involve the referral to a service that is separate and distinct to those offered by St. James’s Place.

Tax planning for business owners

Tax mitigation is an important part of ensuring you don’t pay more tax than you need to, and as a business owner, there are a number of strategies that can be built into your financial plan. From making company pension contributions to looking carefully at the ways in which you draw income, we’re able to put a tax strategy in place that works with your legal obligations while making sure you reap the rewards you’re due.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

Creating financial independence

Your business could be the key to your future financial independence, but a strategic financial plan is essential in order help your business grow in value and that you’ll be able to extract the value you need when you want it. We have the specialist expertise to help create just such a plan, and will stay with you for the long-term to help make sure it stays on track for success.

We work in conjunction with an extensive network of external growth advisers and SME specialists, who have been carefully selected by St. James’s Place.  The services provided by these specialists are separate and distinct to the services carried out by St. James’s Place and include advice on how to grow your business and prepare your business for exit and sale.

Cashflow management

Managing cashflow effectively is vital to protect the day-to-day operation of your business. We can help you analyse your cashflow position accurately and put measures in place to improve it, taking care of expenditure and credit control, and helping you avoid the shortfalls that can present a risk to your business.

Protection against risk

There are risks inherent in every business, some bigger than others, and managing them is a crucial part of running a successful company. Recognising which risks are manageable and which could seriously damage the company is important, and we can help you mitigate many of the threats.

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Our team are ready to help you plan your financial future.